1834 Bluebird Road, Ste. 2
Johns Island, SC 29455


Civil Litigation

The aim of civil litigation is to protect the rights of individuals or companies who have been injured or damaged by the misconduct of other individuals or entities. The law affords both individuals and companies a wide range of rights and protections. Civil litigation provides the manner for individuals to recover for intrusions upon those rights. This spans a wide array of individual rights and areas of the law, including but not limited to construction defect, personal injury, medical malpractice, premises liability, and products liability law. Attorney Floyd has spent his entire career representing litigants in various areas of civil litigation.

Construction Defect

A construction defect is any physical condition that reduces the value of a structure or endangers the health or safety of its occupants, that is a result of a flaw in design, materials, or workmanship, and that is not the result of normal aging or wear and tear. Individuals and Associations often have rights which the developer/builder will not tell you about, including the right to have defects in the construction of homes corrected beyond the one year warranty that builder’s typically include in the contract for the construction or sale of a home. Contact the Floyd Law Firm for a full evaluation of your rights and potential for pursuing those rights.

Insurance Claim Disputes

Insurance Claim Disputes often arise when an insurer denies or refuses to pay all the amounts due in response to a claim from the policyholder or in relation to a lawsuit against the policyholder. Insurance policies and the law relating to insurance is complicated and sometimes difficult to understand. Policyholders are often entitled to more rights and benefits than the insurance company is willing to acknowledge. After all, it is an insurance company’s interest to resolve a claim for nothing or as little as possible. Attorney Floyd has spent years handling insurance issues ranging from coverage disputes to the wrongful denial of benefits.

Personal Injury

Serious personal or bodily injury refers to bodily injury which involves substantial risk of death, protracted and obvious disfigurement, or protracted loss or impairment of the function of a bodily member or organ or mental faculty.

Referral Services

If you have a case that is outside of our area of expertise we can still do a free consultation and identify if we can refer you to another, well qualified, lawyer or law firm equipped to take your case. We are a very well connected agency in the Charleston and surrounding areas.

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Why not just deal with the builder or insurance company?
A builder or insurer typically will not fully take care of your interests or take the steps necessary to compensate you fully for your loss. It is in the builder’s or insurer’s best interest to do the bare minimum to resolve your complaint and avoid fully compensating you for your damages rather than to fully and fairly resolve your claim.
How much will it cost to contact the Floyd Law Firm?
It will not cost you anything out of pocket. Any fees and expenses for the Floyd Law Firm come out of any recovery. If there is no recovery, then it will cost you nothing.
When should I contact and attorney?
You should contact an attorney as soon as you feel that your rights are being disregarded or you are not being taken seriously. It is important to contact an attorney promptly as there are laws that bar the filing of a lawsuit after a certain amount of time has passed since a person knew or should have known they may have a claim.
How do I know when I should contact an attorney?
When you think your rights are not being protected or that you are not being dealt with fairly. In the context of construction defects, homeowners have more rights than the builder or an insurer may acknowledge, such as the fact that a one-year warranty is not the only warranty a homeowner has a right to under South Carolina law. Also, Construction defects and the resulting problems are often difficult if not impossible for homeowners to see until after extensive damage has already occurred, which often takes years. There are often additional problems that may not yet be noticeable without a thorough inspection by a professional engineer.
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